Digital Retail Banking















From bank to a financial partner
Imagine all your data, internal and external systems, and services, working together. Access data on-demand, launch products faster, and build your future free from limits or vendor-lock in.
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Become your customers' finance hub

Personalize retail experiences while reducing costs
Provide unique services to customers while streamlining admin. Use customer insights and on-demand APIs to build tailored journeys that retain and grow users, with no coding required.

Set the pace on innovation
Stay ahead of fintechs and neobanks, delivering unique products without vendor lock or long development cycles. Low code tools help your business units keep up with retail demands in real-time.

Acclerate acquisition with digital onboarding
Supercharge growth with end-to-end digital onboarding. Customers can create their account in less than 10 minutes, with integrated biometrics and full AML compliance.

Become your customers' finance hub
Grow your user-base faster, delivering your full suite of products and services through a single platform. DBOS unifies your core systems and data management to deliver consistent, always-on banking across all channels. Customers can easily manage their business needs across payments, savings and cards, with a single view of their finances on any device or in-person.
Grow your retail revenue with personalized experience
Help your customers understand their financial lives better. Transform everyday transaction data into powerful, personalized insights and upsell with tools like Money Stories and Smart Widgets. Get closer with integrated loyalty ecosystems that connect customers with real-time, card-linked offers, boosting engagement and driving sales.
Accelerate lending with easy applications
Increase conversions and reduce drop-off rates with a fast, intuitive, and fully digital application process. Easily build seamless journeys for everything from initial customer onboarding to applications for loans, mortgages, and new investments to bring new customers in faster.
Create a frictionless customer experience
Reduce wait times and accelerate customer journeys by automating your internal operations. Integrated AI streamlines everything from KYC checks to document workflows with OCR, so you can ensure every step of the customer's journey is fast, accurate, and personalized.
Create new products in real-time
Rapidly test and launch innovative new features that delight customers and differentiate your brand. Empower non-technical business users to build, test and deploy new solutions with open-source, vendor agnostic tools to understand and support retail customers in a changing market.

Grow revenue through innovation
Use deep customer insights and hyper-personalisation to deliver customer experiences that drive retention and capture a larger share of your customers' wallet.

Streamline operations, from core to customer
Centralise and streamline data flows to reduce costs and downtime with robust, low latency architecture.

Build and adapt at speed
Accelerate your time-to-market with on-demand APIs, starter kits, and low-code tools to outpace competitors.

Evolve on your terms
Break free from generic solutions and build truly unique customer journeys that set you apart, backed by expert support at every stage.

Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Boost Customer Experience
Provide your customers with an exceptional experience across all interactions with you.
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Future Prove Architecture
Architecture that you can rely on in the future.
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Sovereignty and Partnership
As a key to AI adoption.
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Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Learn more
Innovation in the hands of business
Launch new products and features quickly - no dependency on development teams.
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Key Segments
Retail
- A seamless digital experience for individual clients - from onboarding to loyalty.
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SME
- Powerful tools tailored for small and medium-sized businesses.
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Corporate
- Secure and scalable banking solutions tailored to specific business needs.
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Wealth
- Secure and scalable banking solutions tailored to specific needs.
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Key Segments
U tohoto typu by tady byla dobré nějaká vysvětlující věta nebo dvě.

One Platform, All Banking Segments

Retail Banking
Win and retain more retail customers with a seamless customer experience across all touchpoints, from instant onboarding to hyper-personalised journeys.

SME Banking

Corporate Banking

Wealth Management
Strengthen high-value client relationships with a premium digital experience, offering personalised portfolio insights and investment options.

Innovation at Scale. Done.

Core Banking Operations
Connect your core services to deliver value at scale, with fully accessible data and secure automation.

Growth Revenue
Build tailored hyperpersonalised offers to deepen customer relationships and drive top-line revenue. Offer embedded loyalty.

Customer Engagement & Digital Lending
Digitise your major product lines to meet the modern customer, offering complex products efficiently.

Operational Efficiency & Automation
Streamline your internal processes to reduce costs, minimise risk, and free resources.

Platform for Innovation
Empower your business teams to create custom journeys (Citizen Developer) and develop solutions using prompt engineering by business users & Agentic AI.
A tady by byl třetí blok Key Solutions:
Leverage AI-powered tools to create personalised customer journeys. Tools that support you to target, cross-sell, and up-sell effortlessly, enhancing engagement, building loyalty, and driving profitability. Ensure every interaction is impactful.




The Finshape advantage

Your vision, your way
Our platform gives you the architectural freedom and autonomy to design experiences that are a true reflection of your brand, without being tied to vendors’ own tools.

Deploy with confidence

Innovate in partnership
Expert Guidance Each Step of the Way
With over 30 years of experience, we help financial institutions launch, manage, and refine their digital banking systems, ensuring everything works efficiently from day one.
Consultancy Services
Strategic Guidance to Help You Grow
Our experts deliver tailored support and key insights to streamline operations, adopt best practices, and create a scalable, future-ready digital banking platform that meets evolving customer and industry expectations.
Implementation Services
Smart Banking Implementation
We apply deep industry knowledge and tech expertise to help banks adopt innovation, boost efficiency, and elevate service delivery across a scalable, future-ready digital banking platform designed for long-term success.
Proven. Trusted. Delivered.


