Digital Retail Banking

Create targeted experiences that drive meaningful customer relationships. Enhance your digital banking with intuitive digital tools, personalized advice, and unique products that set your retail banking apart.
 
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From bank to a financial partner

Customer experience isn't just a nice to have. It's key to acquisition, retention and revenue. Banks need to deliver personalized value at the right moment risk lost sales and churn to competitors who do it better.
 

Imagine all your data, internal and external systems, and services, working together. Access data on-demand, launch products faster, and build your future free from limits or vendor-lock in.

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Become your customers' finance hub

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Become your customers' finance hub

Grow your user-base faster, delivering your full suite of products and services through a single platform. DBOS unifies your core systems and data management to deliver consistent, always-on banking across all channels. Customers can easily manage their business needs across payments, savings and cards, with a single view of their finances on any device or in-person.

Grow your retail revenue with personalized experience

Help your customers understand their financial lives better. Transform everyday transaction data into powerful, personalized insights and upsell with tools like Money Stories and Smart Widgets. Get closer with integrated loyalty ecosystems that connect customers with real-time, card-linked offers, boosting engagement and driving sales.

 

Accelerate lending with easy applications

Increase conversions and reduce drop-off rates with a fast, intuitive, and fully digital application process. Easily build seamless journeys for everything from initial customer onboarding to applications for loans, mortgages, and new investments to bring new customers in faster.

 

Create a frictionless customer experience

Reduce wait times and accelerate customer journeys by automating your internal operations. Integrated AI streamlines everything from KYC checks to document workflows with OCR, so you can ensure every step of the customer's journey is fast, accurate, and personalized.

 

Create new products in real-time

Rapidly test and launch innovative new features that delight customers and differentiate your brand. Empower non-technical business users to build, test and deploy new solutions with open-source, vendor agnostic tools to understand and support retail customers in a changing market.

 

Boost Customer Experience

Provide your customers with an exceptional experience across all interactions with you.
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Future Prove Architecture

Architecture that you can rely on in the future.
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Sovereignty and Partnership

As a key to AI adoption.
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Composable Banking

Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
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Innovation in the hands of business

Launch new products and features quickly - no dependency on development teams.
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Key Segments

Retail

  • A seamless digital experience for individual clients - from onboarding to loyalty.
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SME

  • Powerful tools tailored for small and medium-sized businesses.
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Corporate

  • Secure and scalable banking solutions tailored to specific business needs.
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Wealth

  • Secure and scalable banking solutions tailored to specific needs.
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Key Segments

U tohoto typu by tady byla dobré nějaká vysvětlující věta nebo dvě.

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One Platform, All Banking Segments

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Innovation at Scale. Done.

A tady by byl třetí blok Key Solutions:

Leverage AI-powered tools to create personalised customer journeys. Tools that support you to target, cross-sell, and up-sell effortlessly, enhancing engagement, building loyalty, and driving profitability. Ensure every interaction is impactful.

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Solution1-01-1
Retail Banking
Turn every interaction into loyalty.
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Business Banking
Innovative banking for businesses on the move.
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Wealth Management
Where high-touch wealth meets high-tech simplicity.

The Finshape advantage

More Advantages
Professional Services

Expert Guidance Each Step of the Way

With over 30 years of experience, we help financial institutions launch, manage, and refine their digital banking systems, ensuring everything works efficiently from day one.

Proven. Trusted. Delivered.

“Collaborating with Finshape has significantly enhanced our operations. Their ability to deliver high-quality software on time, particularly for our complex projects with numerous integrations, is exceptional. With Finshape’s decades of experience and proven reliability, we have found a low-risk, high-value partner that consistently meets our needs and exceeds our expectations.”
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Roland Pecsenye
Chief Digital Officer
“This strategic collaboration epitomizes our unwavering commitment to fostering innovation and prioritizing customer-centric solutions. By joining forces with Finshape, we are primed to spearhead a groundbreaking transformation in our clients’ banking experience, streamlining it with enhanced ease and personalized services, ultimately empowering them to fulfil their financial aspirations."
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Aiedh Al-Zahrani
COO
We are thrilled to partner with Finshape to pioneer real-time customer engagement in the region. In an era where timing is everything, this innovative solution enables us to understand our customers’ needs and preferences instantly, allowing us to tailor our offerings and deliver personalized experiences that resonate with them.”
jalal douame
Jalal Douame
Group Customer Value Management Leader

Build a banking experience that’s faster, smarter, and built for the future.