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Personalize at scale
Deliver highly relevant, one-to-one experiences that convert. Use deep data insights from tools like Money Stories and AI chatbots to provide proactive upsell and cross-sell opportunities that directly increase customer lifetime value.
Build lasting loyalty
Create a seamless rewards experience that drives profitable behavior. Our embedded Loyalty Platform allows you to use gamification and card-linked offers to increase retention and capture a larger share of your customer's wallet.
Make the most of every touchpoint
"Ensure every touchpoint is an opportunity for growth. Deliverconsistent, intuitive experience across every product line, frommobile to branch for deeper, more profitable relationships."
Grow revenue through innovation
Use deep customer insights and hyper-personalisation to deliver customer experiences that drive retention and capture a larger share of your customers' wallet.
Streamline operations, from core to customer
Centralise and streamline data flows to reduce costs and downtime with robust, low latency architecture.
Build and adapt at speed
Accelerate your time-to-market with on-demand APIs, starter kits, and low-code tools to outpace competitors.
Evolve on your terms
Break free from generic solutions and build truly unique customer journeys that set you apart, backed by expert support at every stage.
Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Boost Customer Experience
Provide your customers with an exceptional experience across all interactions with you.
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Future Prove Architecture
Architecture that you can rely on in the future.
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Sovereignty and Partnership
As a key to AI adoption.
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Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Learn more
Innovation in the hands of business
Launch new products and features quickly - no dependency on development teams.
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Key Segments
Retail
- A seamless digital experience for individual clients - from onboarding to loyalty.
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SME
- Powerful tools tailored for small and medium-sized businesses.
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Corporate
- Secure and scalable banking solutions tailored to specific business needs.
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Wealth
- Secure and scalable banking solutions tailored to specific needs.
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Retail Banking
Win and retain more retail customers with a seamless customer experience across all touchpoints, from instant onboarding to hyper-personalised journeys.
SME Banking
Corporate Banking
Wealth Management
Strengthen high-value client relationships with a premium digital experience, offering personalised portfolio insights and investment options.
Core Banking Operations
Connect your core services to deliver value at scale, with fully accessible data and secure automation.
Growth Revenue
Build tailored hyperpersonalised offers to deepen customer relationships and drive top-line revenue. Offer embedded loyalty.
Customer Engagement & Digital Lending
Digitise your major product lines to meet the modern customer, offering complex products efficiently.
Operational Efficiency & Automation
Streamline your internal processes to reduce costs, minimise risk, and free resources.
Platform for Innovation
Empower your business teams to create custom journeys (Citizen Developer) and develop solutions using prompt engineering by business users & Agentic AI.
A tady by byl třetí blok Key Solutions:
Leverage AI-powered tools to create personalised customer journeys. Tools that support you to target, cross-sell, and up-sell effortlessly, enhancing engagement, building loyalty, and driving profitability. Ensure every interaction is impactful.
