Digital SME Banking















Make every experience matter
Imagine all your data, internal and external systems, and services, working together. Access data on-demand, launch products faster, and build your future free from limits or vendor-lock in.
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Any title for 3 segment benefits?

Compete and win on experience
Launch challenger-level digital journeys that cut onboarding times and can deliver lending decisions in under 60 seconds, in line with customers' evolving needs.

Transform compliance into a trust advantage
Turn complex regulations like AMLD6 and ESG disclosures into a competitive edge. Embed seamless KYB, AML, and sustainability reporting into your digital platform to build the trust that retains and grows users.

Become an indispensable business partner
Shift from service provider to essential partner by embedding tools for invoicing, cash flow analysis, and payments directly into SME workflows to directly impact their success.

Offer a new financial core for SMEs
Solve the problems that matter most for your customers as a key part of their finance stack. Offer automated invoicing, payment tracking, and simplified cross-border payments all in one platform, for stronger, value-driven relationships.
Build business relationships built on daily value
Use deep business insights to upsell and cross-sell new products as your SME customers grow. Build tailored user journeys based on your customers' unique needs and deliver the right service at the right time to help them succeed.
Close the SME credit gap with fast, frictionless funding
Improve SMEs access to finance with fast and transparent application process for business loans, credit lines, and other financial products. Integrate AI for faster risk scoring and Open Banking APIs for accurate cash flow analysis, for fast, tailored funding decisions.
Streamline day-to-day operations for business customers
Help your clients focus on what matters, embedding automation directly into their banking workflow. Our platform handles everything from invoice creation to document management, allowing SME owners to spend less time on admin and more time on growing their business.
Go beyond banking with custom tools
Integrate cutting edge tools like AI agents and Open Banking to offer a comphrensive, innovative product suite that outcompetes fintechs and neobanks. Keep up with user needs in real time, from simplifying ESG reporting to managing cross-border transactions.

Grow revenue through innovation
Use deep customer insights and hyper-personalisation to deliver customer experiences that drive retention and capture a larger share of your customers' wallet.

Streamline operations, from core to customer
Centralise and streamline data flows to reduce costs and downtime with robust, low latency architecture.

Build and adapt at speed
Accelerate your time-to-market with on-demand APIs, starter kits, and low-code tools to outpace competitors.

Evolve on your terms
Break free from generic solutions and build truly unique customer journeys that set you apart, backed by expert support at every stage.

Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Boost Customer Experience
Provide your customers with an exceptional experience across all interactions with you.
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Future Prove Architecture
Architecture that you can rely on in the future.
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Sovereignty and Partnership
As a key to AI adoption.
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Composable Banking
Requires stable and shared infrastructure on which composed services run. In digital banking, it is DBOS with its vertical slices.
Learn more
Innovation in the hands of business
Launch new products and features quickly - no dependency on development teams.
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Key Segments
Retail
- A seamless digital experience for individual clients - from onboarding to loyalty.
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SME
- Powerful tools tailored for small and medium-sized businesses.
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Corporate
- Secure and scalable banking solutions tailored to specific business needs.
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Wealth
- Secure and scalable banking solutions tailored to specific needs.
Learn more

Key Segments
U tohoto typu by tady byla dobré nějaká vysvětlující věta nebo dvě.

One Platform, All Banking Segments

Retail Banking
Win and retain more retail customers with a seamless customer experience across all touchpoints, from instant onboarding to hyper-personalised journeys.

SME Banking

Corporate Banking

Wealth Management
Strengthen high-value client relationships with a premium digital experience, offering personalised portfolio insights and investment options.

Innovation at Scale. Done.

Core Banking Operations
Connect your core services to deliver value at scale, with fully accessible data and secure automation.

Growth Revenue
Build tailored hyperpersonalised offers to deepen customer relationships and drive top-line revenue. Offer embedded loyalty.

Customer Engagement & Digital Lending
Digitise your major product lines to meet the modern customer, offering complex products efficiently.

Operational Efficiency & Automation
Streamline your internal processes to reduce costs, minimise risk, and free resources.

Platform for Innovation
Empower your business teams to create custom journeys (Citizen Developer) and develop solutions using prompt engineering by business users & Agentic AI.
A tady by byl třetí blok Key Solutions:
Leverage AI-powered tools to create personalised customer journeys. Tools that support you to target, cross-sell, and up-sell effortlessly, enhancing engagement, building loyalty, and driving profitability. Ensure every interaction is impactful.




Expert Guidance Each Step of the Way
With over 30 years of experience, we help financial institutions launch, manage, and refine their digital banking systems, ensuring everything works efficiently from day one.
Consultancy Services
Strategic Guidance to Help You Grow
Our experts deliver tailored support and key insights to streamline operations, adopt best practices, and create a scalable, future-ready digital banking platform that meets evolving customer and industry expectations.
Success Stories (title?)

Banca Transilvania (or some kind of uniform name for proof links?)
See how Banca Transilvania built the award-winning BT Go app from the ground up specifically for SMEs on the Finshape platform, attracting over 39,000 businesses in the first months, processing more than 150,000 transactions and issuing 2,000 invoices.

CSOB Slovakia
Find out how Finshape delivered CSOB Slovakia’s new digital banking platform on time, enabling 500,000 users to access modern corporate services.
The Finshape advantage

Your vision, your way
Our platform gives you the architectural freedom and autonomy to design experiences that are a true reflection of your brand, without being tied to vendors’ own tools.

Deploy with confidence

Innovate in partnership
Proven. Trusted. Delivered.


